XIRR Calculator - Extended Internal Rate of Return Calculator

Investment Frequency
Start date
Maturity date
Recurring investment amount
Total maturity amount
Your XIRR
-- %

XIRR Calculator – Calculate Your Investment’s True Rate of Return 📊

Accurately measure your investment performance over irregular intervals with Money Compute’s XIRR Calculator! 🚀

XIRR (Extended Internal Rate of Return) is a powerful financial metric that calculates the annualized return of investments with multiple cash flows occurring at different times—ideal for mutual funds, SIPs, and complex portfolios. 📈

What Is XIRR? 🤔

XIRR stands for Extended Internal Rate of Return, which computes the annualized rate of return for cash flows occurring at irregular intervals. Unlike simple CAGR, XIRR provides a realistic return figure considering deposits and withdrawals made on different dates. 💡

How the XIRR Calculator Works 🧮

To calculate XIRR, you enter:

  • Dates of each cash flow (investment or withdrawal) 📅

  • Amounts of each cash flow (positive for inflows, negative for outflows) 💰

  • Final maturity or current value of investment

Using these inputs, the calculator applies iterative numerical methods to find the annualized return rate reflecting actual investment growth.

How to Use Money Compute XIRR Calculator 🚀

  1. Input dates and corresponding amounts of all cash flows in your investment journey 📆

  2. Enter the current or maturity value of your investment 💵

  3. Click calculate to get instant results:

    • XIRR value as the true annualized rate of return 📈

    • Helps compare and evaluate diverse investment performance 💡

Benefits of Using an XIRR Calculator 🏆

  • Accounts for irregular investment and withdrawal timings for accuracy ⏳

  • Provides realistic annualized returns beyond basic CAGR 📊

  • Ideal for analyzing mutual funds, SIPs, real estate investments, or business cash flows 🏘️💼

  • Assists investors in making informed decisions based on actual returns 🎯

Example Usage 📋

Suppose you invested ₹10,000 on Jan 1, 2023, ₹5,000 on July 1, 2023, and ₹7,000 on Jan 1, 2024, and the current value on Sept 1, 2025, is ₹25,000.

  • XIRR Calculator computes the annualized return considering all cash flow dates and amounts accurately.

Common FAQs About XIRR ❓

  • Q1: How is XIRR different from CAGR?

    • CAGR assumes investments at a single time; XIRR accounts for multiple cash flows on different dates. 🔄

  • Q2: Can I use XIRR for SIP investments?

    • Yes, it precisely calculates returns for SIPs with multiple installments. 💰

  • Q3: Is XIRR widely used by investors?

    • Yes, XIRR is a standard metric for mutual fund and portfolio performance. 📈

  • Q4: Are there any limitations using XIRR?

    • Highly accurate but requires correct input of dates and amounts for reliability. 📅

Start Calculating True Investment Returns with Money Compute XIRR Calculator! 🚦

Get the most accurate picture of your investment performance—try the XIRR Calculator now and invest smarter! 🤑

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